National Bank of Kuwait
KWT Visa Infinite — Spends Tier
The other earning option on the same card. Rates rise with your monthly spend rather than by category, so heavy spenders do better.
Main benefits
Where you earn · KD 1500/month
Bars show the rate. The figure on the right is what it actually returns on a typical month.
All other transactions at the KD 250-3,000 tier
Digital payments — capped at 250 points monthly
International in-store payments
That is 1.13% of your spending, not 2%. The 2% headline covers digital, roughly 5% of a typical month.
Based on an assumed Kuwaiti spending pattern, not your own. Your real return depends on where you actually spend.
Rates rise with spend
This option ignores categories. What you earn depends on how much you spend in the month.
Highlighted row is the tier a KD 1500 month falls into. Minimum KD 250 monthly spend to earn anything.
Fees
KD 125 issuance and annual on full payment · KD 100 on flexible payment · Waived on KD 10,000 spend within 12 months
Rewards and perks
Figures taken from the bank’s own page, checked 12 Aug 2026. Confirm before applying.
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