National Bank of Kuwait
KWT Visa Infinite — Merchant Category
You pick this earning option when you apply. Rates are set by merchant category, so what you earn depends on where you shop.
Main benefits
Where you earn · KD 1500/month
Bars show the rate. The figure on the right is what it actually returns on a typical month.
Restaurants, eating places, fast food
Telecom — Zain, Ooredoo, STC
Co-ops, supermarkets, department stores
Clothing and jewellery stores
Gas stations
Gyms, health clubs, beauty and spas
That is 3.67% of your spending, not 10%. The 10% headline covers bills, roughly 8% of a typical month.
Based on an assumed Kuwaiti spending pattern, not your own. Your real return depends on where you actually spend.
Fees
KD 125 issuance and annual on full payment · KD 100 on flexible payment · Waived on KD 10,000 spend within 12 months
Rewards and perks
Figures taken from the bank’s own page, checked 12 Aug 2026. Confirm before applying.
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