Visa Signature

Up to 6%Cashback

155 KDPer year

—Monthly cap

The 6% applies only between KD 3,001 and KD 4,000 of monthly spend. Below that you earn 1.5% or 2.5%; above KD 4,000 the excess drops back to 1.5%. Paid as KFH Rewards points, then converted to cash.

Main benefits

Up to 6% back, but only in the KD 3,001-4,000 monthly band

Up to 30% at participating merchants; 1.5% flat everywhere else

Unlimited access to 1,200+ lounges via Visa Airport Companion

Where you earn · KD 1500/month

Bars show the rate. The figure on the right is what it actually returns on a typical month.

Everything else2.5% · KD 37.50

KD 1,001-3,000 local band — the tier a KD 1,500 month falls into

Estimated monthly returnKD 38

That is 2.53% of your spending, not 2.5%.

Based on an assumed Kuwaiti spending pattern, not your own. Your real return depends on where you actually spend.

Rates rise with spend

This option ignores categories. What you earn depends on how much you spend in the month.

Monthly spend

Local

International

KD 1 - 1,000

1.5%

KD 1,001 - 3,000

2.5%

3.5%

KD 3,001 - 4,000

Above KD 4,000

1.5% on excess

One extra dinar changes everything: spend KD 3,000 and you earn 2.5% (KD 75). Spend KD 3,001 and the whole amount earns 6% (KD 180). Above KD 4,000 the excess falls back to 1.5%.

Fees

Annual fee155 KD

Bank tariff says150 KD

Foreign currency markup2.5%

Supplementary cardHalf the main card fee

Cash withdrawalKD 6 per withdrawal · 2.5% overseas

Minimum salaryNot published

The card page says KD 150; the KFH tariff of 10 Aug 2026 (item 1/4) says KD 155 · supplementary is half the main fee

Two published figures. This card's own page says KD 155. The bank's consumer tariff lists “Visa Signature, card page” at KD 150, with a KD 78 supplementary card. Confirm which applies before you apply.

Rewards and perks

1,200+ lounges Global concierge USD 500k travel cover

Open on Kuwait’s site

Figures taken from the bank’s own page, checked 12 Aug 2026. Confirm before applying.